Подскажите что ОБЯЗАТЕЛЬНО брать?
Или не париться и брать только то, что INCLUDED - но везде страховые пакеты разные

Вот какие предложения:
SIXT
Third Party Insurance (TI) - INCLUDED
Insurance coverage for the vehicle rented includes Third Party Liability with a maximum cover of EUR 50 Mill for personal injuries and material damages. Maximum cover for personal injuries is EUR 8 Mill per injured person and is limited to Europe only.
Excluded from the insurance is the use of the vehicle for the transport of dangerous goods. All insurance cover as part of the rental contract will become void, in particular, if an unauthorized driver has used the vehicle or if the driver of the vehicle does not possess the required driver's licence at the time of the event giving rise to claim.
Loss Damage Waiver (LDW) - OPTIONAL (14.49 EUR per day)
Loss Damage Waiver removes the drivers responsibility to a part of the vehicle in case of damage or theft.
If LDW is not accepted the customer will be held liable for the full value of the car.
If LDW is accepted, customer is only responsible for the following amounts: EUR 750.- (MCMR to SDMR, CWMR, IWMR,SWMR, CXMR, IXMR, SXMR, CYMR, IYMR, SYMR) / EUR 950.- (FDMR to XDAR, IVML, IVMR, SVMR, FVMR, FWMR, PWMR, FYMR, FXMR, ETMR to XTAR).
Personal Accident Insurance (PAI) - OPTIONAL (3.77 EUR per day)
By taking out personal accident insurance coverage can also be extended to cover the consequences of an accident.
By taking out PAI the limit of liability is:
EUR 20,500.- for invalidity,
EUR 12,800.- for decease,
EUR 500.- for medical costs.
If there are two or more passengers, the sum insured increase by 50%, where the injured person has a proportional entitlement.
AVIS
Collision Damage Waiver ( Included )
Personal Accident Insurance ( 6.00 EUR per day )
Liability Insurance ( 9.00 EUR per day )
Theft Protection ( Included )
ECONOMY CAR RENTAL
INCLUDED:
CDW-Collision Damage Waiver with NO excess
Third party insurance
Fire Insurance with NO excess
PAI-Personal accident insurance for passengers
Theft Insurance with NO excess.
(Refundable from EconomyCarRentals.com)
FDW-Full Damage Waiver.
(Refundable from EconomyCarRentals.com)